Benefits Of A Credit Union (1)

These days, amidst the global financial disarray, making deposits in local banks or other saving institutions can be quite risky; the rising tide of bank failures across the country has left the industry in shambles. According to the CUNA, credit unions made 36 percent more small business loans in the first half of 2008 than the same period in 2007, a reflection in part of the ability of credit unions to lend while banks horde cash. Swadaya, Solidaritas dan Pendidikan adalah tiga pilar yang merupakan kunci keberhasilan Credit Union dalam membangun karakter anggota.

Setelah kelima orang yang diutus magang di BKCU Kalimantan kembali, maka pada tanggal 1 Desember 2008 s.d tanggal 4 Desember 2008, diadakan RENSTRA pembentukan Credit Union yang dihadiri oleh tokoh-tokoh umat yang berjumlah 28 orang, yang difasilitasi langsung oleh Ketua BKCU Kalimantan bapak Drs.Credit Union

Besarnya minat pada credit union, ditambah lagi keberanian orang berspekulasi dengan KAM, jelas menunjukkan betapa masyarakat sangat mendambakan kredit bersyarat ringan. Sementara itu, dalam bahasa Prancis, Credit Union dikenal dengan Caisse Populaire dan Banque Populaire. Sistem pengembangan sumber daya manusia sangat diperlukan untuk membentuk watak, meningkatkan kecakapan dan kompensasi yang layak bagi pengelola operasional Credit Union. Michigan’s largest independent savings bank, with reported assets of $13 billion, is a member of a credit union league. The most common accounts offered by these unions are savings and chequeing accounts, and loans are often a large part of the union business as well.

Penyertaan modal dari luar dan diperbolehkannya pengurus koperasi berasal dari luar anggota dalam Rancangan Undang-Undang Koperasi 2011 bertentangan dengan jiwa Credit Union. Credit unions are actually known for having the lowest rates that are available for auto loans. Joining a credit union can be simple, as they often allow the family members and even close members within the community to join them. In most cases, the interest rates that credit unions offer is at least half a percent higher than the interest rates that banks provide. Credit Union berasal dari kata bahasa Latin: Credere = percaya, dan Unio = perkumpulan. Now, as conventional banks avoid lending even to credit worthy buyers, credit unions are poised to take a much larger share of the traditional lending business – including homes, cars and small business loans.Credit Union

Suksesnya gerakan Credit Union di Kalimantan menjadi sebuah model yang banyak diadobsi oleh gerakan Credit Union di luar pulau Kalimantan. What makes the pentagon union so special is that it is a very safe institution, one of the proven safest institutions in the country. The Pentagon Federal Union is a non- profit organization and operates based on the main principles of these organizations.Credit Union